Dwelling
Covers the structure of your home against fire, wind, theft, and other covered events.
Home Insurance
Home insurance that protects what matters most
Compare homeowners coverage from multiple carriers, including options for hard-to-insure California areas.
- Free, no-obligation quotes
- Compare multiple top carriers
- Licensed California agents
Talk to a home insurance expert
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Licensed in CaliforniaCA License #6018424
36+ top carriersPlus 30+ specialty markets
Free quotesNo cost, no obligation
100% onlineQuote, buy & manage from anywhere
What home insurance can cover
Coverage options vary by carrier. We help you choose the right mix.
Other structures
Protects detached garages, fences, sheds, and similar structures.
Personal property
Covers furniture, electronics, clothing, and other belongings.
Loss of use
Helps pay living expenses if a covered loss makes your home unlivable.
Personal liability
Protects you if someone is injured on your property.
Add-ons
Earthquake, flood, water backup, and scheduled jewelry coverage are available.
Who it’s for
First-time home buyers Homeowners shopping for a better rate Wildfire-area homes Landlords and rental homes Newly built homes Auto + home bundles
How it works
- 1
Tell us about you
Answer a few quick questions online — it takes about 5 minutes.
- 2
Compare quotes
We shop multiple carriers and show you your best options.
- 3
Get covered
Pick a plan and a licensed agent helps you finish online.
Carriers we work with
Plus access to 30+ specialty, trucking, and commercial markets through our wholesale partners.
Home Insurance FAQs
Can you help if my carrier non-renewed my policy?
Yes. We work with several carriers and markets that write homes in higher-risk California areas, and we can review options including the California FAIR Plan with a difference-in-conditions policy.
Does home insurance cover earthquakes or floods?
Standard policies usually do not. We can quote separate earthquake and flood coverage.
Is my coverage active once I request a quote?
No. A quote request does not start, change, or renew coverage. Coverage begins only after the insurance company approves your application and you receive written confirmation from us or the carrier.
Get your home insurance quote today
Compare quotes from top carriers in minutes, or talk to a licensed agent.