Excess liability
Pays after your auto or home liability limits are used up.
Umbrella Insurance
Extra liability protection above your other policies
An umbrella policy adds $1 million or more of liability protection on top of your auto and home coverage.
- Free, no-obligation quotes
- Compare multiple top carriers
- Licensed California agents
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Licensed in CaliforniaCA License #6018424
36+ top carriersPlus 30+ specialty markets
Free quotesNo cost, no obligation
100% onlineQuote, buy & manage from anywhere
What umbrella insurance can cover
Coverage options vary by carrier. We help you choose the right mix.
Legal defense
Helps pay attorney and court costs for covered claims.
Broader protection
Can cover some claims your other policies do not, such as certain libel or slander claims.
Who it’s for
Homeowners Families with teen drivers People with pools or trampolines Landlords Anyone with growing savings
How it works
- 1
Tell us about you
Answer a few quick questions online — it takes about 5 minutes.
- 2
Compare quotes
We shop multiple carriers and show you your best options.
- 3
Get covered
Pick a plan and a licensed agent helps you finish online.
Carriers we work with
Plus access to 30+ specialty, trucking, and commercial markets through our wholesale partners.
Umbrella Insurance FAQs
How much umbrella coverage should I buy?
Many people choose a limit close to their total net worth. We can quote several limits so you can compare.
Is my coverage active once I request a quote?
No. A quote request does not start, change, or renew coverage. Coverage begins only after the insurance company approves your application and you receive written confirmation from us or the carrier.
Get your umbrella insurance quote today
Compare quotes from top carriers in minutes, or talk to a licensed agent.